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WB Student Credit Card Scheme 2021: Apply Online Process, Eligibility & Benefits

Student Credit Card: এর জন্য অনলাইন এ আবেদন করুন | জানুন সহজ পদ্ধতি | WB Student Credit Card Scheme: official notice; how to apply for credit card education loan

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WB Student Credit Card Scheme 2021: Apply Online Process, Eligibility & Benefits

বাড়িতে বসেই অনলাইনে Student Credit Card-এর জন্য Apply করতে পারবেন। West Bengal Government নতুন এই Project-র (WB Student Credit Card) সূচনা করেছে। 24th June State cabinet এ Approval পেয়েছে এই Project।

Key Highlights Of West Bengal Student Credit Card

Name Of The Scheme West Bengal Student Credit Card
Launched By Government Of West Bengal
Beneficiary Students Of West Bengal
Objective To Provide Loans For Higher Education
Official Website https://wbscc.wb.gov.in/
Year 2021
Amount Of Loan Up to Rs 10 Lakh
Repayment Period 15 Years After Getting Job
State West Bengal
Application Type Online/Offline

 

Benefits And Features Of West Bengal Student Credit Card

  • The chief minister of West Bengal Mamata Banerjee has launched West Bengal Student Credit Card Scheme
  • Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
  • The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 June 2021
  • Students studying in class 10th or above will be able to take benefit of this scheme
  • The loan provided through this scheme will be available at a very low rate of interest
  • In order to get the number of loans students will be provided a credit card
  • Through this credit card, students can withdraw the amount of loan
  • All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
  • West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
  • This scene was a part of the election manifesto of Trinamool Congress
  • The benefit of this scheme can avail till 40 years of age
  • After getting job students have to repay the amount of the loan within a period of 15 years

Eligibility Criteria Of West Bengal Student Credit Card

  • The applicant must be a permanent resident of West Bengal
  • Applicant must be living in West Bengal for a period of at least 10 years
  • The upper age limit to apply for this scheme is 40 years

Required Documents To Apply For West Bengal Student Credit Card Scheme

  • Aadhar card
  • Residence certificate
  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Passport size photograph

Apply Online West Bengal Student Credit Card Scheme Registration

  • First of all, go to the official website of the West Bengal student credit card scheme
  • The home page will open before youstudent credit card scheme 768x369 1
  • On the homepage, you are required to click on Student Registration
  • The registration form will appear before you
  • You have to enter the following information in the registration form:-
    • Applicant name
    • Date of birth
    • Gender
    • Aadhar number
    • Program type
    • Program name
    • State of institution
    • District of institution
    • Name of institution
    • Mobile number
    • Email ID
    • Password etc
  • After that, click on the register
  • Now unique ID will generate and it will send to your registered mobile number
  • This user ID will use as a user ID for all future purposes

Login in to the protal 

  •  Now you are required to click on the student login
  • After that, you have to enter the application ID, password, and captcha codestudent credit card scheme 2 3 768x410 1 e1627317545398
  • Now you have to click on the login
  • Applicant dashboard will appear before you
  • Now you have to click on the application detail
  • After that, you have to click on the edit loan application
  • The application form will appear before you
  • You have to enter the following details in this application form
    • Personal details
    • Co borrower details
    • Present address details
    • Permanent address details
    • Course and income details
    • Bank details of the student
  • Now you have to click on save and continue
  • After that, you have to upload the following documents
    • Latest color photograph of the student
    • Latest color photograph of the co-applicant
    • Signature of the student as specified
    • Co borrower address proof
    • Signature of the overawe legal guardian
    • Student’s Aadhar card
    • Students PAN card or undertaking as specified
    • Co borrower PAN card or undertaking as specified
    • Admission receipt of the institution
    • Class 10th board registration certificate
  • Now you have to click on save and continue
  • A new page will appear before you
  • You have to click on the submit application
  • After that, a dialogue box will appear before you asking you if you want to confirm to submit or not
  • You have to click on yes
  • By following this procedure you can apply under the West Bengal student credit card scheme

    Now Administrator Login in open 

    • After that, you have to select your user type
    • Now you have to enter your user id, password, and captcha code
    • After that, you have to click on the login
    • By following this procedure you can do an administrator login

    Procedure To Do Student Login in the protal 

    • First of all, go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • Now you click on the student login
    • The login form will appear before you
    • You have to enter applicant ID, password, and captcha code
    • After that, you have to click on the login
    • By following this procedure you can do student login

    Student Dashboard are open

    • First of all, go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • Now you are required to click on student login
    • After that, you have to enter the applicant ID, password, and captcha code
    • Now you have to click on the login
    • After that, you have to click on the dashboard
    • By following this procedure you can view the student dashboard

    Procedure To Track Application for 2021 Students Credit card 

    • Go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • On the homepage click on student login
    • Now you have to enter your applicant ID, password in the captcha code
    • After that, you have to click on the login
    • Now you have to click on the track application
    • After that, you have to enter your applicant ID
    • Now you have to click on the search
    • Required information will be on your computer screen

    Download Training Manual

    • Visit the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • Now you are required to click on user manual
    • After that, you have to click on the training manual
    • The training manual will appear before you in PDF format
    • You have to click on the download option in order to download it.

    Procedure To Download User Manual Of Student

    • First of all, go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • On the homepage, you are required to click on downloads
    • After that, you have to click on the user manual of student
    • The user manual will appear before you in PDF format
    • You have to click on the download option in order to download it

    User Manual Of Institutions

    • Go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • Now you are required to click on downloads
    • After that you have to to click on user manual of institutions
    • The user manual of the institution will appear before you in the new tab
    • If you want to download it then you are required to click on the download option
    • The user manual will be downloaded to your device.

    Procedure To Download User Manual Of HED

    • Visit the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • On the homepage, you are required to click on downloads
    • After that, you have to click on the user manual of HED
    • A new page will appear before you
    • On this new page, you have to click on the download option
    • The user manual of HED will be downloaded to your device.

    Download User Manual Of Bank

    • First of all, go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • Now you are required to click on downloads
    • After that, you have to click on User Manual of Bank
    • The user manual will appear before you in PDF format
    • Now you have to click on the download option
    • The user manual of the bank will be downloaded to your device.

    Online Application And Loan Sanction Process

    • Now you have to select your user type
    • After you have to enter your user id, password, and captcha code
    • Now you have to click on the login
    • A dashboard will appear before you
    • Now you have to click on the application pending option
    • Now a new page will appear before you
    • On this new page, an MS Excel sheet containing all pending applications will be generated
    • You can download it by clicking the download excel button which is present at the top right for class
    • In order to view this application, you have to click on the view icon
    • A new page will appear before you
    • You can download the following documents from this page:-
      • Pan and Aadhar of applicant
      • Pan address proof of the co-borrower
      • Course fee details
      • Proof of admission of the applicant
    • Now you have to click on the application pending menu of the dashboard
    • After that, you have to click on the sanction loan icon of a particular application
    • From here you can either sanction a loan or reject the loan by application on loan sanction or loan reject button respectively
    If the loan is sanctioned
    • If the loan is sanctioned then a new page will appear before you
    • On this new page, you have to enter the sanctioned amount in numeric and words
    • Now you have to upload a copy of the sanction letter
    • After that you have to click on submit
    If the loan is rejected
    • If the loan is rejected click on the reject loan option
    • Now we have to select the rejection cause from the drop-down menu
    • After that give a benchmark for parameters in birds as per your bank norms
    • After that you have to click on submit

    Procedure To Do Institution Profile Submission

    • First of all, go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • On the homepage, you are required to click on administrator login
    • Now you have to select your user type
    • After that, you have to enter your user id, password, and captcha code
    • Now a new page will appear before you
    • On this new page, you have to click on submit institution details
    • Now you have to enter the following details:
      • Name of institution
      • AISHE code
      • Aggregation details
      • Rank type
      • Rank
      • Affiliation details
      • Address of institution
      • State of institution
      • District of institution
      • Name of nodal officer
      • Designation of nodal officer
      • Email ID of nodal officer
      • PAN number of institutions
      • Tan number of institution
      • IFS code
      • Institution Bank name
      • Branch name
      • Account number
    • After that, you have to upload the following documents
      • AISHE Certificate
      • Accreditation document
      • Rank document
      • Affiliation document
    • Now you have to click on submit details
    • By following this procedure you can do Institute profile submission

    Approve The Application by HED

    • After that, you have to select the user type
    • Now you have to enter your user id, password, and captcha code
    • After that, you have to click on the login
    • Now you have to click on verify application
    • Now you have to click on view application
    • A dialogue box will appear with the photograph and the application with forwarding, return, view, and track button
    • You have to click on the view button in order to check all the details of the applicant
    • If all the details are found correct then you have to click on the forward option
    • Now a confirmation page will appear before you
    • You have to click on the yes option
    • Now this application will be forwarded to the bank
    • Now you have to change the status so that the user can view the status of the forwarded application to the bank
    • If the application is found incorrect then you have to click on the return button to send it to the head of the institution

    View Contact Details

    • Go to the official website of the West Bengal student credit card scheme
    • The home page will open before you
    • On the homepage click on contact us
    • A new page will appear before you
    • On this new page, you can view contact details
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